Property Subrogation

What Is Property Subrogation?

Most of our insurance company clients write policies that contain subrogation clauses.  Those allow carriers to pay claims, but then take legal action against an at fault third party.  A common scenario: an insurance company client pays a claim for $100,000 in damages to an insured business owner for losses caused by an improperly installed or defective product that causes a fire. Under a subrogation clause, as well as legal principles of equity, insurers can sue the negligent installer or manufacturer to recovery the amounts paid to their insured. 

Falls Law Firm PLLC’s Property Subrogation and Recovery team regularly represents clients involved with all sorts of property loss cases, many of which are extremely complex.  Our firm handles both commercial and personal lines cases of all sizes.  We routinely represent clients on high profile large dollar losses, but we also handle mid-level and arbitration level losses.   

A unique feature of our practice is our “initial involvement” expertise. Our team prides itself in being available 24/7 immediately after our clients learn of a new loss, but before a determination can be made about recovery potential.  We have a large database of experts and consultants to recommend for all type losses.  These experts are technically proficient and also excel at articulating their findings and opinions through deposition or trial testimony if the case proceeds to litigation. 

We recognize that in many instances our clients’ objectives are best served by avoiding costly and protracted litigation.  With that in mind, a client’s unique goals guide our legal advice, not a misguided desire to simply “win” every dispute. Prompt recognition of, and action on, matters with subrogation potential are absolute prerequisites to securing a significant recovery of each insurer’s claim dollars.   

Our lawyers quickly and efficiently help our clients gather the information necessary to secure their right to recovery in those critical days following a significant loss or claim. For those cases where litigation is required, we pride ourselves on aggressive, yet effective, representation.  We stand ready to provide the necessary guidance, expertise and judgment on every case, including coordinating with insurance claims personnel, experts and other consultants in order to achieve the best possible result for our clients. 

* Subrogation clients are offered closed file reviews free of charge, and in-house seminars upon request, also at no charge.

Dedicated Property Subrogation Counsel From A Detail-Oriented Firm

A thorough property subrogation attorney can make a big difference as you seek a recovery from a responsible third party. At Falls Law Firm PLLC, we put a lot of care and time into investigating case details on behalf of our clients so that you can maximize your recovery. Even a minor detail can drastically change the fate of your claim.

Learn More By Connecting With Our Office

When you work with Falls Law Firm PLLC, you are putting an entire team of experienced individuals at your disposal.  To learn more about our firm, visit our about page. To schedule an appointment or talk to someone directly, contact our Charlotte office by calling 704-765-9676 or via email.